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Facing a Foreclosure in California? Here’s What Will Happen
California has the 2nd highest foreclosure rate in the entire country. Knowing the process and types of foreclosures can help you and your family.
How California is Dealing with the Ongoing Housing Crisis
It’s no secret that the state of California is in the midst of a major housing crisis. In big cities like Los Angeles and San Francisco, there are tens of thousands of people without an adequate place to call home. Couple this […]
The Difference Between Loan Modification vs. Mortgage Forbearance Plans
In 2021, California had the most bankruptcy filings, with nearly 40,000 filings. It’s not surprising since California has the largest population by state. Yet, when adjusting for population, California places 29th. While it’s not the worst position to be in, California bankruptcy filings still […]
Tips to Improve Your Credit After a Foreclosure
Have you recently experienced a foreclosure? If so, you’re hardly alone. An estimated 5 million Americans lose their homes each year through eviction and foreclosure. Being forced to relocate can be stressful, and it also has far-reaching financial consequences. For example, […]
Are Lafayette Foreclosures in Lenders’ Best Interest?
Unfortunately, foreclosures in Lafayette, California are making a comeback in 2023 amid inflationary pressures. In the first 6 months of 2022, there were nearly 165,000 in the United States. This is slightly under the number recorded pre-pandemic in 2020. Leading […]
Are We Facing a Recession? How Is It Affecting the Bay Area Housing Market 2022?
Did you know that almost 21.5% of America’s housing value comes from California? If you’ve paid attention to how the market has been behaving, you may have noticed a few warning signs. Since it’s better to be safe rather than sorry, […]