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The Difference Between Loan Modification vs. Mortgage Forbearance Plans
In 2021, California had the most bankruptcy filings, with nearly 40,000 filings. It’s not surprising since California has the largest population by state. Yet, when adjusting for population, California places 29th. While it’s not the worst position to be in, California bankruptcy filings still […]
Tips to Improve Your Credit After a Foreclosure
Have you recently experienced a foreclosure? If so, you’re hardly alone. An estimated 5 million Americans lose their homes each year through eviction and foreclosure. Being forced to relocate can be stressful, and it also has far-reaching financial consequences. For example, […]
Are Lafayette Foreclosures in Lenders’ Best Interest?
Unfortunately, foreclosures in Lafayette, California are making a comeback in 2023 amid inflationary pressures. In the first 6 months of 2022, there were nearly 165,000 in the United States. This is slightly under the number recorded pre-pandemic in 2020. Leading […]
Are We Facing a Recession? How Is It Affecting the Bay Area Housing Market 2022?
Did you know that almost 21.5% of America’s housing value comes from California? If you’ve paid attention to how the market has been behaving, you may have noticed a few warning signs. Since it’s better to be safe rather than sorry, […]
Do I Need an Attorney’s Help With a Livermore Real Estate Transaction?
Are you looking to make a real estate transaction soon? The price of buying a home increased by 18% in 2021. This year, foreclosures are up around 700%. If those numbers have you fearing making a real estate transaction, you […]
Follow these smart steps if you can’t pay your mortgage
According to a 2021 study conducted by the U.S. Census Bureau, 6.2% or 13.4 million Americans are behind on their mortgage payments. The average American isn’t immune to tough economic times, and an inability to make mortgage payments isn’t something […]