Over 11,000 homes were foreclosed on in February 2021. While this number seems high, the total number of foreclosures is actually down from years past. This fact illustrates the depth of the foreclosure crisis.
When thousands of Americans lose their home in a month and this is considered to be a “low number” there is a serious issue, and San Francisco isn’t immune from the potential repercussions.
If you face foreclosure, you need all the help you can get. Your best way to get foreclosure help is to find a lawyer who can defend you. Here is how they can help you.
How to Win a Foreclosure Case in San Francisco
Understanding foreclosure law in California is a complicated process. Your first step in fighting a foreclosure is to understand which kind of foreclosure you face.
The two types of foreclosure are nonjudicial foreclosure and judicial foreclosure. Let’s take a brief dive into each.
If your mortgage agreement has a power of sale clause attached to it, there is nothing you can do about your foreclosure in San Francisco court.
You can still however hire a lawyer to speak on your behalf during the various meetings between you and the lending entity. California law mandates that your bank offers you multiple opportunities to avoid foreclosure.
With the right lawyer, you can navigate this challenging maze of foreclosure law and keep your home while keeping yourself out of a courtroom.
Judicial foreclosure is the type of foreclosure that you can fight in court with a good lawyer. For this type of foreclosure, you need to prepare to fend off a lawsuit.
Your likelihood of winning a foreclosure case directly corresponds to how good your lawyer is and how proactive you were during the foreclosure process.
Always maintain communication with your banking entity and respond to all written summons and notices promptly to avoid losing a judicial foreclosure case.
Getting Foreclosure Help in San Francisco
Whether you face judicial foreclosure or non-judicial foreclosure you will need a good lawyer. Don’t attempt to take on the bank or the court system by yourself.
You need a reputable local San Francisco law firm with a proven track record of success to go to bat for you. Regardless of if your foreclosure case is in or out of a courtroom, you need professional foreclosure legal help.
Without a lawyer, you will never be able to navigate the non-judicial foreclosure process out of a courtroom or stand a chance fending off a judicial foreclosure lawsuit.
Get Justice and Keep Your San Francisco Home
With the housing crisis and the homeless crisis both getting worse, keeping Americans off the street is in our nation’s best interest and in the best interest of the San Francisco area.
Unfortunately, predatory lending institutions and profit-hungry banks are quick to foreclose on innocent Americans behind on their payments. If you are one of these people, you need professional foreclosure help.
Contact us today so that we can help you fight foreclosure and keep your home. At the end of the day, a good lawyer on your side can keep you from becoming homeless.