Owning your own home has always been an American dream. It is a great feeling when it happens to you and your family. However, an unexpected financial crisis can put that dream in jeopardy. That is when you need the help of our St. Helena foreclosure attorneys. The Estavillo Law Group has a success rate of 90% when it comes to keeping families in their homes once served with a foreclosure notice.
We have one of the area’s best and largest success rates. Why? It is due to our team’s knowledge of the law, persistent discovery practices, and our ability to focus on a winning strategy every time. We are even known for using expert witnesses who, regarded as experts in their fields, will help win the day for you.
Foreclosure rates in California are known to be less than the nationwide average. Yet, foreclosure happens to people statewide every day. There are many reasons for an economic downturn of your own finances. The loss of your job, sudden illness or emergency hospitalization, death of a loved one, divorce, or other circumstances are just a few examples. Suddenly, you can go from a sunny day to wondering how the bills will get paid tomorrow. There is no shame in receiving a foreclosure notice. If it happens to you, it is time to contact our St. Helena foreclosure lawyers as soon as possible.
If you are facing foreclosure, our expert team is here to guide you. We have represented clients in many counties and areas in California, including Alameda, Contra Costa, Los Angeles, Marin, Monterey, Napa, Orange, Sacramento, San Diego, San Francisco, San Joaquin, San Mateo, Santa Barbara, Santa Clara, Santa Cruz, Solano, Sonoma, and Ventura. With our superior experience and personalized approach, you will be able to relax a little as we go to work for you.
It can definitely be a scary moment when law enforcement shows up at your residence with papers for foreclosure against you. It is equally scary if you have received a certified letter that turns your dreams into a nightmare. Keep in mind that your lending institution will not fight for you. They are interested in turning over their property and nothing more. Once served, you can find yourself in a state of great distress and anxiety. You do not deserve this, and you may not know what to do next.
If you have been foreclosed on, know that your situation is not hopeless. Your mortgage is not like that of a car buyer, and no one is going to show up at your house tomorrow to order you out. Foreclosure can take many months, but you must know your rights. When you miss a mortgage payment, your lending institution will record a Notice of Default. You still have time to make up your missed payments, but that is increasingly hard to do when money is tight.
There are options available to every homeowner, and if you are not familiar with what they are, now is the time to contact our law offices. Our professional team offers you a FREE no-obligation phone call to answer all of your questions and find a way forward.
This is why you need the advice of a St. Helena foreclosure attorney from this point on. We will examine your particular situation, because all situations are different, and let you know the best plan for a successful foreclosure defense. Options you should know about include:
- Short sale
- Homeowner relief programs like H.A.M.P.
- Forbearance programs
- Pre-foreclosure equity sale
- Loan modification
- Deed-in-lieu of foreclosure
The Estavillo Law Group knows foreclosure law. We use these laws to keep you and your family in your home. Our winning record precedes us, and we will likely be able to offer you the help you are looking for. There are many intricacies to the law in California, including options and avenues that you are unlikely to know. However, a St. Helena foreclosure defense attorney will understand the best ways to present your case going forward.
If you have been served with a foreclosure notice, it is the time to contact our offices. Our St. Helena foreclosure lawyers have been down this road many times before, with many other clients, and we know the ins and outs of the foreclosure process. Banks and other lending institutions are looking for the easiest and fastest way to get a hold of your property and sell it. You will want a foreclosure defense attorney who is skilled and aggressive working on your behalf.
As a homeowner, you have rights you may not even be aware of. Do not let your lack of knowledge about foreclosure proceedings give banks and lenders the green light to walk all over you. With the help of an experienced St. Helena foreclosure lawyer on your side, there is an excellent chance you will be able to stay in the home you have worked so hard for.
No one buys a home believing they will not be able to make the monthly payments. Things go wrong for many reasons, and if you are caught up in the whirlpool of missed payments due to unforeseen financial reasons, there is help waiting for you today.
The Estavillo Law Group can help you out today. We have large law firm ideals, but we treat our clients to small-town fees. Our commitment to you is to deliver the highest quality service we can, especially when times are rough.
We know selecting an attorney is often a difficult decision. That is why you can call us for a FREE no-obligation conversation about your current situation. Call us at 888-982-0599 today. Once you know you have our St. Helena foreclosure attorneys on your side, you will sleep a lot better.