Borrowers Who Comply With A Trial Period Plan Now Offered Loan Modification

 

 According to recent California case law, a borrower who complies with a Trial Period Plan (“TPP”) must be offered a permanent loan modification. In West v. JPMorgan Chase Bank, N.A., 214 Cal. App. 4th 780 (2013) after her home loan went into default the homeowner agreed to a TPP, a form of temporary loan payment…

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Independent Foreclosure Review Settlement Checks From RUST

 

 Did you receive an Independent Foreclosure Review Settlement Check from RUST? (The Independent Foreclosure Review Administrator) If so, you may be wondering what the check is for and how it might impact your foreclosure. Earlier this year thirteen mortgage servicing companies subject to enforcement actions for deficient practices in mortgage loan servicing and foreclosure processing reached an agreement…

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California Code of Civil Procedure §529: What is it and How Does it Impact Your Case?

 

 In my previous post I discussed how to stop a foreclosure using a court order.  When time is of the essence we go in ex parte to get a TRO aka temporary restraining order, but as the name suggests it is only temporary. Ultimately your attorney will have to ask the court to issue a…

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How do I stop foreclosure?

 

 That is a question that is asked by anyone facing an impending foreclosure in California. Because California is a non-judicial foreclosure state the purported lender or agent on behalf of the lender only needs to jump through a couple of hoops, none of which require any court or legal oversight in order to sell your…

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Success Against JP Morgan Chase

 

 This week the Law Office of Jason W. Estavillo was successful in getting a Preliminary Injucntion granted against JP Morgan Chase on a Washington Mutual Loan along with Temporary Restraining Orders (“TROs”) getting issued Friday Afternoon to stop JP Morgan from foreclosing on two homes in San Mateo County that were scheduled to be sold  next…

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Guest Speaker in Las Vegas on Mortgage Loans

 

 On March 26th, 2011, I will be a  Guest Reference Speaker for an educational meeting in Las Vegas. We will be discussing Mortgage Securitization and it’s effect on Lender’s Legal Standing. Upon my return, I will be writing a de-brief of the seminar to give you the most important tips you should be aware of….

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